/* ============================================================
   Pages épargne — /mpata et /epargne-multidevise
   Composants préfixés ou limités à .ep pour ne pas entrer en conflit
   avec style.css (hero, btn, faq-list, open, success…).
   ============================================================ */
.ep{
  --navy:#1F2D54; --navy-deep:#141D38; --navy-ink:#C9D1E6; --navy-dim:#98A3C2;
  --ink:#1A2036; --muted:#5A6379; --line:#E0E4EC; --field:#CBD2DE;
  --ground:#FFFFFF; --ground-alt:#F3F5F9;
  --orange:#EA580C; --orange-btn:#C8440C; --orange-deep:#B93D0B; --orange-light:#FB923C;
  --card:#FFF4EC; --card-line:#F0CDB6; --card-ink:#7A3410; --card-num:#B7835F;
  --ok:#15784A; --ok-soft:#E5F3EB; --warn:#9A4A06; --warn-soft:#FDF0DF; --bad:#B42318; --bad-soft:#FCEBE9;
  --display:'Archivo','Arial Narrow',system-ui,sans-serif;
  --body:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
  --mono:'IBM Plex Mono',ui-monospace,Menlo,Consolas,monospace;
  container-type:inline-size;container-name:site;
  color:var(--ink);font:400 16px/1.65 var(--body);-webkit-font-smoothing:antialiased;
}
.ep *,.ep *::before,.ep *::after{box-sizing:border-box}
.ep [hidden]{display:none!important}
.ep :focus-visible{outline:3px solid var(--orange-light);outline-offset:2px}
.ep input[type=number]::-webkit-inner-spin-button,.ep input[type=number]::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}
.ep input[type=number]{-moz-appearance:textfield}
.ep section{padding-inline:0}
.ep .hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}

/* ---------- Socle ---------- */
.wrap{max-width:1200px;margin-inline:auto;padding-inline:32px}
.sec{padding-block:88px;scroll-margin-top:150px}
.sec-alt{background:var(--ground-alt)}
.sec-head{display:flex;flex-direction:column;gap:12px;max-width:660px;margin-bottom:44px}
.sec-head h2{margin:0;font-family:var(--display);font-weight:750;font-stretch:112%;font-size:clamp(1.75rem,3.6cqi,2.625rem);line-height:1.08;letter-spacing:-.015em;color:var(--navy);text-wrap:balance}
.sec-head p{margin:0;color:var(--muted);font-size:1.0625rem;max-width:58ch}
.kicker{margin:0;font:600 .75rem/1.2 var(--body);letter-spacing:.14em;text-transform:uppercase;color:var(--orange-deep)}
.mono{font-family:var(--mono)}

.ep-btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:0 22px;border-radius:6px;border:1.5px solid transparent;font:700 .8125rem/1 var(--body);letter-spacing:.07em;text-transform:uppercase;text-decoration:none;cursor:pointer;transition:background-color .2s,color .2s,border-color .2s}
.ep-btn-primary{background:var(--orange-btn);color:#fff}
.ep-btn-primary:hover{background:var(--orange-deep)}
.ep-btn-navy{background:var(--navy);color:#fff}
.ep-btn-navy:hover{background:var(--navy-deep)}
.ep-btn-line{background:transparent;color:var(--navy);border-color:var(--navy)}
.ep-btn-line:hover{background:var(--navy);color:#fff}
.ep-btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}
.ep-btn-ghost:hover{border-color:#fff}
.ep-btn-sm{min-height:40px;padding:0 16px}
.cta-row{display:flex;flex-wrap:wrap;gap:12px}

/* ---------- Hero ---------- */
.ep-hero{padding-block:28px 96px;isolation:isolate;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:56px;align-items:center}
.hero-text{display:flex;flex-direction:column;gap:22px;align-items:flex-start}
.crumbs{display:flex;flex-wrap:wrap;gap:8px;font-size:.8125rem;color:var(--muted)}
.crumbs a{color:var(--muted);text-decoration:none}
.crumbs a:hover{color:var(--orange-deep)}
.crumbs [aria-current]{color:var(--ink);font-weight:600}
.eyebrow{display:flex;align-items:center;gap:10px;margin:8px 0 0;font:600 .8125rem/1 var(--body);letter-spacing:.12em;text-transform:uppercase;color:var(--navy)}
.pill-new{background:var(--orange-btn);color:#fff;border-radius:4px;padding:5px 8px;font-size:.6875rem;letter-spacing:.1em}
.hero-title{margin:0;display:flex;flex-direction:column;gap:16px}
.wordmark{display:inline-flex;align-items:flex-start;gap:.06em;font-family:var(--display);font-weight:900;font-stretch:125%;font-size:clamp(4.25rem,11cqi,8rem);line-height:.82;letter-spacing:-.035em;color:var(--navy)}
.seal{flex:none;width:.3em;height:.3em;margin-top:.04em;transform:rotate(-10deg)}
.seal svg{display:block;width:100%;height:100%}
.tagline{font-family:var(--display);font-weight:600;font-stretch:100%;font-size:clamp(1.5rem,3cqi,2.125rem);line-height:1.18;letter-spacing:-.01em;color:var(--ink);max-width:19ch;text-wrap:balance}
.lede{margin:0;max-width:50ch;color:var(--muted);font-size:1.0625rem}
.facts{display:flex;margin:6px 0 0;padding-top:20px;border-top:1px solid var(--line)}
.facts div{padding-right:28px;margin-right:28px;border-right:1px solid var(--line)}
.facts div:last-child{border-right:0;margin-right:0;padding-right:0}
.facts dt{font:600 .6875rem/1.2 var(--body);letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.facts dd{margin:6px 0 0;font:750 1.25rem/1 var(--display);font-stretch:110%;color:var(--navy);white-space:nowrap}

.hero-visual{position:relative;display:flex;flex-direction:column;gap:16px;align-items:flex-end}
.hero-visual::before{content:'';position:absolute;z-index:-1;top:-28px;right:-56px;width:66%;height:72%;background-image:linear-gradient(var(--line) 1.5px,transparent 1.5px),linear-gradient(90deg,var(--line) 1.5px,transparent 1.5px);background-size:30px 30px;-webkit-mask-image:linear-gradient(200deg,#000 30%,transparent 80%);mask-image:linear-gradient(200deg,#000 30%,transparent 80%)}
.photo-wrap{position:relative;width:min(100%,470px)}
.hero-photo{margin:0;aspect-ratio:679/810;border-radius:18px;overflow:hidden;background:var(--ground-alt)}
.hero-photo img{width:100%;height:100%;object-fit:cover;display:block}
.sms-float{position:absolute;top:28px;right:-14px;max-width:250px;display:flex;flex-direction:column;gap:3px;background:#fff;border-radius:14px 14px 4px 14px;padding:10px 14px;box-shadow:0 12px 32px rgba(20,29,56,.2);font-size:.8125rem;line-height:1.45;color:var(--ink)}
.sms-from{font:600 .6875rem/1 var(--mono);letter-spacing:.06em;color:var(--orange-deep)}
.hero-visual .mini-card{position:absolute;left:0;bottom:-40px;width:310px}

/* ---------- Objet carnet ---------- */
.card-obj{position:relative;display:flex;flex-direction:column;gap:10px;background:var(--card);color:var(--card-ink);border-radius:10px;padding:14px 14px 12px;box-shadow:0 1px 0 rgba(122,52,16,.08),0 18px 40px rgba(20,29,56,.22)}
.card-top{display:flex;justify-content:space-between;align-items:baseline;gap:12px;padding-bottom:8px;border-bottom:1.5px solid var(--card-line)}
.card-brand{font:800 .875rem/1 var(--display);font-stretch:110%;color:var(--navy);white-space:nowrap}
.card-brand em{font-style:normal;font-weight:600;font-size:.8em;color:var(--orange-deep)}
.card-no{font:500 .6875rem/1 var(--mono);letter-spacing:.04em;color:var(--card-ink);white-space:nowrap}
.card-meta{display:flex;justify-content:space-between;align-items:baseline;gap:12px;font-size:.8125rem}
.card-meta strong{font-family:var(--display);font-stretch:110%;color:var(--navy)}
.lines{list-style:none;margin:0;padding:0;display:flex;flex-direction:column}
.line{display:grid;grid-template-columns:4.2em minmax(0,1fr) minmax(0,1fr) 22px;align-items:center;gap:8px;min-height:32px;padding-block:5px;border-bottom:1px dashed var(--card-line);font:650 .8125rem/1.2 var(--display);font-stretch:100%;font-variant-numeric:tabular-nums;color:var(--navy)}
.line .lab{overflow:hidden;text-overflow:ellipsis;white-space:nowrap;font-weight:500;color:var(--card-num)}
.line .amt,.line .bal{text-align:right;white-space:nowrap}
.line .bal{font-weight:500;color:var(--card-ink)}
.line.head{min-height:0;padding-block:0 6px;border-bottom:1.5px solid var(--card-line);font:600 .625rem/1 var(--body);letter-spacing:.08em;text-transform:uppercase;color:var(--card-num)}
.line.head .bal{color:var(--card-num);font-weight:600}
.line.fee .amt{color:var(--orange-deep)}
.line.gap{grid-template-columns:1fr;text-align:center;font:500 .75rem/1.2 var(--body);color:var(--card-num)}
.line.wd{margin-top:4px;padding-inline:8px;border-radius:5px;border-bottom:0;background:var(--navy);color:#fff}
.line.wd + .line.wd{margin-top:2px}
.line.wd .lab,.line.wd .bal{color:#C9D1E6}
.line.err{grid-template-columns:1fr;border-bottom:0;font:600 .8125rem/1.4 var(--body);color:var(--bad)}
.stamp{position:relative;display:block;width:20px;height:20px;border:2px solid var(--orange);border-radius:50%;transform:rotate(var(--r,0deg))}
.stamp::after{content:'';position:absolute;left:33%;top:14%;width:24%;height:48%;border:solid var(--orange);border-width:0 2px 2px 0;transform:rotate(42deg)}
.line.wd .stamp{border-color:var(--orange-light)}
.line.wd .stamp::after{border-color:var(--orange-light)}
.line.new .stamp{animation:stamp .34s cubic-bezier(.3,1.6,.5,1) both;animation-delay:var(--d,0s)}
@keyframes stamp{from{opacity:0;transform:rotate(var(--r,0deg)) scale(.3)}to{opacity:1;transform:rotate(var(--r,0deg)) scale(1)}}
.card-foot{display:flex;justify-content:space-between;align-items:baseline;gap:12px;font-size:.8125rem}
.card-foot strong{font:800 1rem/1 var(--display);font-stretch:110%;font-variant-numeric:tabular-nums;color:var(--navy)}
.card-big{width:100%;max-width:600px;padding:22px;border-radius:14px;gap:14px}
.card-big .card-brand{font-size:1rem}
.card-big .card-meta{font-size:.9375rem}
.card-big .line{min-height:44px;grid-template-columns:8.6em minmax(0,1fr) minmax(0,1fr) 28px;font-size:1rem}
.card-big .line.head{min-height:0;font-size:.6875rem}
.card-big .line.gap,.card-big .line.err{grid-template-columns:1fr}
.card-big .line.gap{font-size:.8125rem}
.card-big .stamp{width:26px;height:26px;border-width:2.5px}
.card-big .stamp::after{border-width:0 2.5px 2.5px 0}
.card-big .card-foot strong{font-size:1.375rem}
.cell{position:relative;aspect-ratio:1;border:1.5px solid var(--card-line);border-radius:4px;background:rgba(255,255,255,.55);transition:background-color .2s,border-color .2s;transition-delay:var(--delay,0ms)}
.cell i{position:absolute;left:4px;top:3px;font:600 .625rem/1 var(--display);font-stretch:75%;font-style:normal;color:var(--card-num)}
.cell b{position:absolute;left:50%;top:50%;width:58%;aspect-ratio:1;border:2px solid var(--orange);border-radius:50%;opacity:0;transform:translate(-50%,-50%) rotate(var(--r,0deg)) scale(.3);transition:opacity .16s ease,transform .3s cubic-bezier(.3,1.6,.5,1);transition-delay:var(--delay,0ms)}
.cell b::after{content:'';position:absolute;left:33%;top:14%;width:24%;height:48%;border:solid var(--orange);border-width:0 2px 2px 0;transform:rotate(42deg)}
.cell em{position:absolute;left:0;right:0;bottom:5px;text-align:center;white-space:nowrap;font:700 .6875rem/1 var(--display);font-stretch:85%;font-style:normal;font-variant-numeric:tabular-nums;color:var(--navy);opacity:0;transition:opacity .2s;transition-delay:var(--delay,0ms)}
.cell.on{background:#fff}
.cell.on b{opacity:1;transform:translate(-50%,-50%) rotate(var(--r,0deg)) scale(1)}
.cell.on em{opacity:1}
.cal{display:grid;grid-template-columns:repeat(7,1fr);gap:4px}
.cal .dow{padding-bottom:2px;text-align:center;font:600 .5625rem/1 var(--body);color:var(--card-num)}
.cal .cell{border-width:1px;border-radius:3px}
.cal .cell i{left:3px;top:2px;font-size:.5rem}
.cal .cell b{top:56%;width:60%;border-width:1.5px}
.cal .cell b::after{border-width:0 1.5px 1.5px 0}
.cal .cell.sun{background:transparent;border-style:dashed}
.cal .cell.today{border-color:var(--orange)}
.cal .blank{visibility:hidden}
.cases{display:grid;grid-template-columns:repeat(8,1fr);gap:8px}
.card-big .cell{border-width:2px;border-radius:6px}
.card-big .cell i{left:6px;top:5px;font-size:.75rem}
.card-big .cell b{top:44%;width:50%;border-width:3px}
.card-big .cell b::after{border-width:0 3px 3px 0}

/* ---------- Comment ça marche ---------- */
.how{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:64px;align-items:start}
.steps{list-style:none;margin:0;padding:0;display:flex;flex-direction:column}
.step{display:grid;grid-template-columns:64px minmax(0,1fr);gap:20px;padding-block:22px;border-top:1px solid var(--line)}
.step:last-child{border-bottom:1px solid var(--line)}
.step-n{font:800 2.5rem/1 var(--display);font-stretch:125%;color:var(--orange)}
.step-body{display:flex;flex-direction:column;gap:10px}
.step h3{margin:0;font:700 1.1875rem/1.3 var(--display);font-stretch:105%;color:var(--navy)}
.step p{margin:0;color:var(--muted);max-width:52ch}
.step p strong{color:var(--ink)}
.sms-thread{margin:0;display:flex;flex-direction:column;gap:14px;background:var(--ground-alt);border-radius:22px;padding:22px}
.sms-head{display:flex;align-items:center;gap:12px;padding-bottom:14px;border-bottom:1px solid var(--line)}
.sms-avatar{width:40px;height:40px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font:800 .8125rem/1 var(--display);font-stretch:120%}
.sms-name{display:flex;flex-direction:column;font-weight:600;font-size:.9375rem;line-height:1.25;color:var(--ink)}
.sms-name small{font-weight:400;font-size:.75rem;color:var(--muted)}
.bubble{margin:0;max-width:94%;background:#fff;border-radius:18px 18px 18px 6px;padding:12px 14px;font-size:.9375rem;line-height:1.5;color:var(--ink);box-shadow:0 1px 0 rgba(20,29,56,.06)}
.bubble time{display:block;margin-top:6px;font-size:.6875rem;color:var(--muted)}
.receipt-mini{display:grid;grid-template-columns:64px minmax(0,1fr);gap:14px;align-items:center;padding:14px;border:1px dashed var(--field);border-radius:12px;background:#fff}
.qr{width:64px;height:64px;border-radius:4px;background:
  linear-gradient(90deg,var(--ink) 0 22%,transparent 22% 34%,var(--ink) 34% 44%,transparent 44% 56%,var(--ink) 56% 78%,transparent 78%) 0 0/100% 22% no-repeat,
  linear-gradient(90deg,transparent 0 12%,var(--ink) 12% 34%,transparent 34% 66%,var(--ink) 66% 88%,transparent 88%) 0 39%/100% 22% no-repeat,
  linear-gradient(90deg,var(--ink) 0 22%,transparent 22% 44%,var(--ink) 44% 56%,transparent 56% 78%,var(--ink) 78%) 0 100%/100% 22% no-repeat;
  outline:6px solid #fff;box-shadow:0 0 0 7px var(--line)}
.receipt-mini p{margin:0;font-size:.8125rem;color:var(--muted);line-height:1.5}
.receipt-mini strong{display:block;font:600 .875rem/1.3 var(--mono);color:var(--ink)}

/* ---------- Tarifs ---------- */
.compare{width:100%;border-collapse:separate;border-spacing:0;background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden}
.compare thead th,.compare thead td{padding:22px 24px 18px;text-align:left;vertical-align:bottom;border-bottom:1px solid var(--line)}
.compare thead th + th{border-left:1px solid var(--line)}
.compare tbody th{width:28%;padding:16px 24px;text-align:left;vertical-align:top;font-weight:600;font-size:.875rem;color:var(--ink)}
.compare tbody th small{display:block;margin-top:2px;font-weight:400;font-size:.8125rem;color:var(--muted)}
.compare td{padding:16px 24px;vertical-align:top;font-size:.9375rem;color:var(--ink)}
.compare tbody td{border-left:1px solid var(--line)}
.compare tbody tr + tr > *{border-top:1px solid var(--line)}
.cur-big{display:block;font:800 1.75rem/1 var(--display);font-stretch:125%;color:var(--navy)}
.f-sub{display:block;margin-top:4px;font-weight:500;font-size:.8125rem;color:var(--muted)}
.val{font:750 1.25rem/1.2 var(--display);font-stretch:110%;font-variant-numeric:tabular-nums;color:var(--navy)}

/* ---------- Simulateur ---------- */
.sec-navy{background:var(--navy);color:#E8ECF6}
.sec-navy .sec-head h2{color:#fff}
.sec-navy .sec-head p{color:var(--navy-ink)}
.sec-navy .kicker{color:var(--orange-light)}
.sim{display:grid;grid-template-columns:minmax(0,380px) minmax(0,1fr);gap:56px;align-items:start}
.sim-controls{display:flex;flex-direction:column;gap:26px}
.field{display:flex;flex-direction:column;gap:10px;min-width:0}
.field-label{font:600 .75rem/1.2 var(--body);letter-spacing:.12em;text-transform:uppercase;color:var(--navy-ink)}
.seg{position:relative;display:grid;grid-template-columns:1fr 1fr;padding:4px;border-radius:10px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12)}
.seg input,.chips input,.opt input{position:absolute;opacity:0;pointer-events:none;width:1px;height:1px}
.seg label{display:flex;align-items:center;justify-content:center;min-height:46px;padding:4px 10px;border-radius:7px;font-weight:600;font-size:.875rem;line-height:1.2;text-align:center;color:var(--navy-ink);cursor:pointer}
.seg input:checked + label{background:#fff;color:var(--navy)}
.seg input:focus-visible + label,.chips input:focus-visible + label,.opt input:focus-visible + label{outline:3px solid var(--orange-light);outline-offset:2px}
.chips{position:relative;display:flex;flex-wrap:wrap;gap:8px}
.chips label{display:inline-flex;align-items:center;min-height:44px;padding:0 14px;border-radius:999px;border:1.5px solid rgba(255,255,255,.24);color:#E8ECF6;font:700 .9375rem/1 var(--display);font-stretch:108%;font-variant-numeric:tabular-nums;cursor:pointer;white-space:nowrap}
.chips input:checked + label{background:var(--card);border-color:var(--card);color:var(--navy)}
.range-out{display:flex;justify-content:space-between;align-items:baseline;gap:12px}
.range-out output{font:800 1.5rem/1 var(--display);font-stretch:112%;color:#fff;font-variant-numeric:tabular-nums}
.sim input[type=range]{width:100%;height:28px;margin:0;accent-color:var(--orange-light)}
.range-ends{display:flex;justify-content:space-between;font-size:.75rem;color:var(--navy-dim)}
.money{display:flex;align-items:center;gap:8px;height:52px;padding-inline:14px;border-radius:10px;border:1px solid rgba(255,255,255,.2);background:rgba(255,255,255,.06)}
.money:focus-within{border-color:var(--orange-light)}
.money input{flex:1;min-width:0;border:0;background:transparent;color:#fff;font:800 1.25rem/1 var(--display);font-stretch:112%;outline:none}
.money span{color:var(--navy-ink);font-weight:600}
.help{margin:0;font-size:.8125rem;color:#AEB8D6}
.help strong{color:#fff}
.sim-out{display:flex;flex-direction:column;gap:18px;min-width:0}
.recu{width:100%;max-width:600px;background:#fff;color:var(--ink);border-radius:12px;padding:20px 22px 22px;box-shadow:0 16px 40px rgba(0,0,0,.25)}
.recu-head{display:flex;justify-content:space-between;gap:12px;padding-bottom:12px;border-bottom:1.5px dashed var(--line);font:500 .6875rem/1 var(--mono);letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
.recu-title{margin:14px 0 4px;font:700 1rem/1.35 var(--display);font-stretch:105%;color:var(--navy)}
.recu-rows{margin:0;display:flex;flex-direction:column}
.recu-rows div{display:flex;justify-content:space-between;gap:16px;padding-block:8px;border-bottom:1px solid var(--ground-alt)}
.recu-rows dt{color:var(--muted);font-size:.875rem}
.recu-rows dt small{display:block;font-size:.75rem}
.recu-rows dd{margin:0;font-weight:600;font-variant-numeric:tabular-nums;white-space:nowrap}
.recu-total{display:flex;flex-wrap:wrap;align-items:baseline;justify-content:space-between;gap:2px 16px;margin-top:6px;padding-top:14px;border-top:1.5px dashed var(--line)}
.recu-total span{font-weight:600;color:var(--navy)}
.recu-total strong{font:800 clamp(1.5rem,3.2cqi,2rem)/1 var(--display);font-stretch:112%;color:var(--navy);font-variant-numeric:tabular-nums;white-space:nowrap}
.recu-cols{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.recu-col h4{margin:12px 0 0;font:600 .6875rem/1.2 var(--body);letter-spacing:.1em;text-transform:uppercase;color:var(--orange-deep)}
.recu-note{margin:14px 0 0;font-size:.8125rem;line-height:1.55;color:var(--muted)}
.recu-note strong{color:var(--ink)}
.recu-err{margin:14px 0 0;padding:12px 14px;border-radius:10px;background:var(--bad-soft);color:var(--bad);font-size:.9rem;line-height:1.5}
.recu-err strong{display:block;font-family:var(--display);font-stretch:105%}
.fine{margin:0;font-size:.75rem;color:var(--navy-dim)}

/* ---------- Outils ---------- */
.duo{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:28px;align-items:start}
.tool{display:flex;flex-direction:column;gap:16px;padding:28px;border:1px solid var(--line);border-radius:18px;background:#fff;scroll-margin-top:150px}
.tool h3{margin:0;font:750 1.375rem/1.2 var(--display);font-stretch:110%;color:var(--navy)}
.tool > p{margin:0;color:var(--muted)}
.lbl{font-weight:600;font-size:.875rem;color:var(--ink)}
.input{width:100%;min-width:0;height:50px;padding-inline:14px;border:1.5px solid var(--field);border-radius:8px;background:#fff;color:var(--ink);font:500 1rem var(--body)}
.input:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(31,45,84,.15)}
select.input{appearance:none;-webkit-appearance:none;background-image:linear-gradient(45deg,transparent 50%,var(--navy) 50%),linear-gradient(135deg,var(--navy) 50%,transparent 50%);background-position:calc(100% - 20px) 22px,calc(100% - 15px) 22px;background-size:5px 5px;background-repeat:no-repeat;padding-right:40px}
.verif-form{display:flex;flex-direction:column;gap:8px}
.input-row{display:flex;gap:10px}
.input-row .input{font-family:var(--mono);font-weight:600;letter-spacing:.02em;text-transform:uppercase}
.hint{margin:0;font-size:.8125rem;color:var(--muted)}
.hint button{padding:2px 6px;border:1px solid var(--line);border-radius:4px;background:var(--ground-alt);color:var(--navy);font:600 .75rem/1.4 var(--mono);cursor:pointer}
.badge{border:1px solid var(--line);border-radius:14px;overflow:hidden}
.badge-top{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:10px 16px;background:var(--navy);color:#fff;font:700 .8125rem/1.2 var(--display);font-stretch:108%}
.badge-top span:last-child{font:600 .75rem/1.2 var(--mono)}
.badge .recap{padding:6px 16px 8px;border-top:0}
.badge .recap div:last-child{border-bottom:0}
.status{display:flex;flex-wrap:wrap;align-items:center;gap:4px 10px;padding:12px 16px;background:var(--ok-soft);color:var(--ok);font-weight:600;font-size:.875rem}
.status::before{content:'';flex:none;width:10px;height:10px;border-radius:50%;background:currentColor}
.status small{margin-left:auto;font-weight:500;font-size:.75rem;color:var(--muted)}
.alert{display:flex;flex-direction:column;gap:8px;padding:16px 18px;border-radius:14px}
.alert-bad{background:var(--bad-soft);color:var(--bad)}
.alert-warn{background:var(--warn-soft);color:var(--warn)}
.alert strong{font:750 1.0625rem/1.3 var(--display);font-stretch:105%}
.alert p{margin:0;font-size:.9rem;color:var(--ink)}
.alert a{color:inherit;font-weight:600;font-size:.875rem}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-field{display:flex;flex-direction:column;gap:6px;min-width:0}
.form-field.full{grid-column:1/-1}
.tel{display:flex;align-items:stretch;height:50px;border:1.5px solid var(--field);border-radius:8px;overflow:hidden;background:#fff}
.tel:focus-within{border-color:var(--navy);box-shadow:0 0 0 3px rgba(31,45,84,.15)}
.tel span{display:grid;place-items:center;padding-inline:12px;background:var(--ground-alt);border-right:1px solid var(--line);color:var(--muted);font-weight:600}
.tel input{flex:1;min-width:0;border:0;padding-inline:12px;font:500 1rem var(--body);color:var(--ink);outline:none}
.opt{position:relative;display:flex;flex-wrap:wrap;gap:8px}
.opt label{display:inline-flex;align-items:center;min-height:44px;padding:0 14px;border:1.5px solid var(--field);border-radius:8px;font-weight:500;font-size:.9rem;color:var(--ink);cursor:pointer}
.opt input:checked + label{background:var(--navy);border-color:var(--navy);color:#fff}
.form-tip{margin:0;padding:12px 14px;border-radius:10px;background:var(--card);color:var(--card-ink);font-size:.875rem;line-height:1.5}
.err{margin:0;font-size:.8125rem;color:var(--bad)}
.form-actions{display:flex;flex-wrap:wrap;align-items:center;gap:12px 20px}
.link{padding:0;border:0;background:none;color:var(--navy);font:600 .9375rem var(--body);text-decoration:underline;text-underline-offset:3px;cursor:pointer}
.ep-success{display:flex;flex-direction:column;gap:12px;align-items:flex-start}
.ep-success-mark{position:relative;width:52px;height:52px;border:3px solid var(--orange);border-radius:50%;transform:rotate(-10deg)}
.ep-success-mark::after{content:'';position:absolute;left:17px;top:8px;width:12px;height:22px;border:solid var(--orange);border-width:0 3px 3px 0;transform:rotate(42deg)}
.ep-success h4{margin:0;font:750 1.25rem/1.2 var(--display);font-stretch:110%;color:var(--navy)}
.ep-success p{margin:0;color:var(--muted)}
.ep-success p strong{color:var(--ink)}
.recap{margin:0;width:100%;display:flex;flex-direction:column;border-top:1px solid var(--line)}
.recap div{display:flex;justify-content:space-between;gap:16px;padding-block:9px;border-bottom:1px solid var(--line);font-size:.875rem}
.recap dt{color:var(--muted)}
.recap dd{margin:0;font-weight:600;text-align:right}

/* ---------- FAQ ---------- */
.faq-grid{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:56px;align-items:start}
.faq-aside{display:flex;flex-direction:column;gap:22px}
.faq-aside .sec-head{margin-bottom:0}
.contact-card{display:flex;flex-direction:column;align-items:flex-start;gap:10px;padding:20px;border-radius:14px;background:var(--navy);color:var(--navy-ink)}
.contact-card .kicker{color:var(--orange-light)}
.contact-num{font:750 1.75rem/1.1 var(--display);font-stretch:112%;font-variant-numeric:tabular-nums;color:#fff;text-decoration:none;white-space:nowrap}
.contact-num:hover{color:var(--card)}
.contact-card p{margin:0;font-size:.8125rem}
.contact-actions{display:flex;flex-wrap:wrap;gap:8px;margin-top:4px}
.share{display:grid;grid-template-columns:96px minmax(0,1fr);gap:16px;align-items:center;padding:14px;border:1px solid var(--line);border-radius:14px;background:#fff}
.share img{width:96px;height:96px;border-radius:8px;object-fit:cover;display:block}
.share-body{display:flex;flex-direction:column;gap:8px;align-items:flex-start}
.share strong{font:700 1rem/1.3 var(--display);font-stretch:105%;color:var(--navy)}
.share p{margin:0;font-size:.8125rem;color:var(--muted)}
.ep-faq-list{display:flex;flex-direction:column;border-top:1px solid var(--line)}
.ep-faq-list details{border-bottom:1px solid var(--line)}
.ep-faq-list summary{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:20px 0;list-style:none;cursor:pointer;font:650 1.0625rem/1.4 var(--display);font-stretch:104%;color:var(--navy)}
.ep-faq-list summary::-webkit-details-marker{display:none}
.ep-faq-list summary::after{content:'+';flex:none;font:400 1.625rem/1 var(--body);color:var(--orange-deep);transition:transform .2s}
.ep-faq-list details[open] summary::after{transform:rotate(45deg)}
.ep-faq-list details p{margin:0 0 22px;max-width:60ch;color:var(--muted)}

/* ---------- Compte multi-devise ---------- */
.xsell{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);border-radius:22px;overflow:hidden;background:var(--ground-alt)}
.xsell-photo{margin:0}
.xsell-photo img{display:block;width:100%;height:100%;min-height:400px;object-fit:cover;object-position:28% center}
.xsell-body{display:flex;flex-direction:column;gap:18px;align-items:flex-start;padding:44px}
.xsell-body h2{margin:0;font:750 clamp(1.625rem,3cqi,2.25rem)/1.1 var(--display);font-stretch:112%;letter-spacing:-.01em;color:var(--navy);text-wrap:balance}
.xsell-body > p{margin:0;color:var(--muted);max-width:44ch}
.rate{display:flex;align-items:center;gap:14px}
.rate strong{font:900 4.25rem/.9 var(--display);font-stretch:125%;letter-spacing:-.03em;color:var(--orange)}
.rate span{font-size:.9rem;line-height:1.35;color:var(--muted)}
.rate span b{display:block;color:var(--ink);font-weight:600}
.cur{list-style:none;margin:0;padding:0;display:flex;gap:8px}
.cur li{padding:6px 10px;border:1px solid var(--line);border-radius:6px;background:#fff;color:var(--navy);font:600 .8125rem/1 var(--mono);letter-spacing:.06em}

.m-cta{display:none}

/* ---------- Adaptation à la largeur du site ---------- */
@container site (max-width:960px){
  .ep-hero{padding-block:20px 64px}
  .hero-grid,.how,.sim,.duo,.faq-grid,.xsell{grid-template-columns:minmax(0,1fr)}
  .hero-grid{gap:40px}
  .hero-visual{align-items:center}
  .hero-visual::before{display:none}
  .photo-wrap{width:100%;max-width:520px}
  .hero-photo{aspect-ratio:1/1}
  .hero-photo img{object-position:center 25%}
  .sms-float{right:12px;top:14px}
  .hero-visual .mini-card{position:relative;left:auto;bottom:auto;width:min(310px,90%);margin-top:-110px}
  .how,.sim,.faq-grid{gap:40px}
  .xsell-photo img{min-height:0;aspect-ratio:16/9}
}
@container site (max-width:640px){
  .wrap{padding-inline:18px}
  .sec{padding-block:60px}
  .sec-head{margin-bottom:32px}
  .hero-text{gap:18px}
  .facts{width:100%;justify-content:space-between}
  .facts div{padding-right:0;margin-right:0;border-right:0}
  .facts dd{font-size:1.0625rem}
  .sms-float{max-width:210px;font-size:.75rem}
  .cta-row{width:100%}
  .cta-row .ep-btn{flex:1 1 100%}
  .step{grid-template-columns:44px minmax(0,1fr);gap:14px}
  .step-n{font-size:2rem}
  .compare thead{display:none}
  .compare,.compare tbody{display:block}
  .compare tbody tr{display:grid;grid-template-columns:1fr 1fr;gap:4px 16px;padding:14px 16px}
  .compare tbody tr + tr{border-top:1px solid var(--line)}
  .compare tbody tr + tr > *{border-top:0}
  .compare tbody th,.compare td{width:auto;padding:0;border-left:0}
  .compare tbody th{grid-column:1/-1;margin-bottom:4px}
  .compare tbody td{border-left:0}
  .compare td[colspan]{grid-column:1/-1}
  .compare td::before{content:attr(data-f);display:block;margin-bottom:2px;font:600 .6875rem/1.2 var(--body);letter-spacing:.08em;text-transform:uppercase;color:var(--orange-deep)}
  .val{font-size:1.125rem}
  .card-big{padding:14px}
  .card-big .cases{gap:5px}
  .card-big .cell{border-width:1.5px;border-radius:4px}
  .card-big .cell i{left:3px;top:3px;font-size:.625rem}
  .card-big .cell em{display:none}
  .card-big .cell b{top:54%;width:58%;border-width:2px}
  .card-big .cell b::after{border-width:0 2px 2px 0}
  .card-big .hide-sm,.card-big .card-brand em{display:none}
  .card-big .line{grid-template-columns:7.8em minmax(0,1fr) minmax(0,1fr) 22px;font-size:.875rem;min-height:38px}
  .card-big .line.gap,.card-big .line.err{grid-template-columns:1fr}
  .card-big .stamp{width:20px;height:20px;border-width:2px}
  .card-big .stamp::after{border-width:0 2px 2px 0}
  .recu{padding:16px}
  .recu-cols{grid-template-columns:1fr;gap:0}
  .tool{padding:20px}
  .form-grid{grid-template-columns:1fr}
  .xsell-body{padding:24px}
  .rate strong{font-size:3.25rem}
  .m-cta{position:sticky;bottom:0;z-index:15;display:flex;gap:10px;padding:10px 16px;background:rgba(255,255,255,.96);border-top:1px solid var(--line);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px)}
  .m-cta .ep-btn-primary{flex:1}
}
@media (prefers-reduced-motion:reduce){*,*::before,*::after{transition:none!important;animation:none!important}}

/* ---------- Page Épargne Multi-devise ---------- */
.big-rate{display:inline-flex;align-items:flex-end;gap:.08em;font-family:var(--display);font-weight:900;font-stretch:125%;font-size:clamp(4.5rem,12cqi,8.5rem);line-height:.8;letter-spacing:-.04em;color:var(--navy)}
.big-rate .pct{color:var(--orange)}
.big-rate small{padding-bottom:.4em;font:600 clamp(1rem,1.8cqi,1.375rem)/1.1 var(--display);font-stretch:100%;letter-spacing:0;color:var(--muted)}
.ep-hero .cur{margin-top:-4px}
.hero-photo.wide{aspect-ratio:4/3}
.hero-photo.wide img{object-position:28% center}
.months{display:grid;grid-template-columns:repeat(6,1fr);gap:8px}
.months .cell i{font-stretch:90%}
.mini-card .months{gap:4px}
.mini-card .months .cell{border-width:1px;border-radius:3px}
.mini-card .months .cell i{left:3px;top:3px;font-size:.5625rem}
.mini-card .months .cell b{top:58%;width:54%;border-width:1.5px}
.mini-card .months .cell b::after{border-width:0 1.5px 1.5px 0}
.seg.three{grid-template-columns:repeat(3,1fr)}
.card-foot .plus{color:var(--ok)}
.ep-open{display:grid;grid-template-columns:minmax(0,.95fr) minmax(0,1.05fr);gap:56px;align-items:start}
.agencies{display:flex;flex-direction:column;gap:10px;position:relative}
.agencies input{position:absolute;opacity:0;pointer-events:none;width:1px;height:1px}
.agency{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:2px 16px;padding:14px 16px;border:1.5px solid var(--field);border-radius:12px;background:#fff;cursor:pointer}
.agency strong{font:700 1rem/1.3 var(--display);font-stretch:105%;color:var(--navy)}
.agency span{grid-column:1/-1;font-size:.875rem;color:var(--muted)}
.agency em{grid-row:1;grid-column:2;font:500 .8125rem/1.3 var(--mono);font-style:normal;color:var(--muted);white-space:nowrap}
.agencies input:checked + .agency{border-color:var(--navy);background:var(--card);box-shadow:inset 4px 0 0 var(--orange)}
.agencies input:focus-visible + .agency{outline:3px solid var(--orange-light);outline-offset:2px}
.rdv-row{display:flex;flex-wrap:wrap;align-items:flex-end;gap:12px}
.rdv-row .form-field{flex:1 1 180px}
.duel{width:100%;border-collapse:separate;border-spacing:0;background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden}
.duel th,.duel td{padding:16px 24px;text-align:left;vertical-align:top;font-size:.9375rem}
.duel thead th{padding-block:22px 18px;border-bottom:1px solid var(--line);font:750 1.25rem/1.2 var(--display);font-stretch:110%;color:var(--navy)}
.duel thead th small{display:block;margin-top:4px;font:500 .8125rem/1.3 var(--body);color:var(--muted)}
.duel tbody th{width:22%;font-weight:600;font-size:.875rem;color:var(--ink)}
.duel td + td,.duel th + td,.duel thead th + th{border-left:1px solid var(--line)}
.duel tbody tr > *{border-top:1px solid var(--line)}
.duel tfoot td{border-top:1px solid var(--line);background:var(--ground-alt)}
.duel .hl{font-weight:700;color:var(--navy)}
@container site (max-width:960px){
  .ep-open{grid-template-columns:minmax(0,1fr);gap:40px}
  .hero-photo.wide{aspect-ratio:16/11}
}
@container site (max-width:640px){
  .card-big .months{gap:5px}
  .duel thead{display:none}
  .duel,.duel tbody,.duel tfoot{display:block}
  .duel tr{display:grid;grid-template-columns:1fr 1fr;gap:4px 16px;padding:14px 16px}
  .duel tbody tr + tr,.duel tfoot tr{border-top:1px solid var(--line)}
  .duel th,.duel td{padding:0;border:0!important}
  .duel tbody th{grid-column:1/-1;margin-bottom:4px}
  .duel td::before{content:attr(data-f);display:block;margin-bottom:2px;font:600 .6875rem/1.2 var(--body);letter-spacing:.08em;text-transform:uppercase;color:var(--orange-deep)}
  .duel tfoot td{background:none}
  .agency{grid-template-columns:minmax(0,1fr)}
  .agency em{grid-row:auto;grid-column:1}
}

/* Barre d'action mobile : le bouton WhatsApp flottant du site passe au-dessus */
@media (max-width:640px){body .whatsapp-float{bottom:88px}}